Low Cost Travel Insurance from CHI and North
Through CHI Travel Insurance and North, travellers are now able to access a selection of low cost travel insurance policies online without needing to sacrifice quality cover. Plans range from low cost comprehensive cover through to budget travel insurance, and with the 25% discount available through North, policies are among the cheapest in Australia.
Available low cost travel insurance policies
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Comprehensive
Low cost comprehensive travel insurance with an extensive range of benefits > online quote
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Australia Only
Cover protecting against the unexpected when travelling within Australia > online quote
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Budget
Budget travel insurance that covers only the essentials without all the extras > online quote
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Frequent Traveller
Cheap insurance for those who plan to travel regularly over the course of the year > online quote
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Non-Resident
For non-residents travelling to Australia to visit relatives or see the sights > online quote
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| All policies are underwritten by Allianz Australia Insurance Limited. |
Factors determining the cost of policies
The main three factors that will determine the cost of a policy are the destination, the duration of the trip and the age of the traveller. Travel insurance for the USA, for example, is generally not as cheap as travel insurance for Bali. This relates mainly to the higher cost of claims in North America when compared to Asia. In addition to the above, cover for any existing medical conditions or optional extras like specified luggage or excess removal will normally involve an additional loading which is likely to increase the cost of the policy.
What do you need cover for?
When searching for low cost travel insurance, it is important to first consider what cover is needed. This in itself will depend on where you are travelling to, what you will be doing and how you will be travelling, the luggage and personal effects you will be taking with you, and so on. Insurance for budget travel, for example, may not need to include cover for lost or stolen luggage and cancellation fees, whereas a family going on holiday may require more comprehensive cover.
It is then possible to get a few online quotes for cheap travel insurance and compare the benefits included to ensure that you are fully covered for your holiday. |
