Frequent Traveller

For those that travel regularly, annual multi-trip travel insurance can be a cost-effective and convenient way to cover international and domestic trips. Frequent traveller policies provide cover for as many trips as you take for a period of 12 months (subject to per trip durations as described below), including both business and personal travel.

  • Select from Top Plus, Mid and Basic cover
    Select from the CHI Top Plus Frequent Traveller Policy, the CHI Mid Frequent Traveller Policy and the CHI Basic Frequent Traveller Policy
  • Worldwide and domestic trips
    Insurance for overseas travel as well as travel within Australia. For domestic travel, the policy covers interstate destinations and intrastate destinations (minimum of 250km from home).
  • Unlimited trips for 12 months
    Provides cover for unlimited trips over 12 months up to a maximum duration per any one journey of 45 days for leisure and 90 days for business, with cover reinstated on the completion of each journey (excluding Personal Liability cover).
  • Available to travellers aged under 75
    Available to citizens and residents of Australia aged under 75 years on the date the Certificate of Insurance is issued.
  • Cover for spouse and dependant children
    If Family policy purchased, includes cover for spouse (or legally recognised de facto) when travelling with you or independently of you, as well as cover for dependents under 21 covered while travelling with you or your spouse.
  • Remove the excess for just $35
    A standard policy excess of $150 applies. The excess can be reduced to nil by paying an additional $35, or the excess can be increased to $250 to reduce the overall premium.
  • Available online with a 25% discount
    Book online using the following link to receive an automatic 25% discount on the premium.
  • Arranging a quote for a Frequent Traveller policy
    To obtain a quote, select "USA, Hawaii, Canada, Africa South America, Middle East" as the Highest Destination, and enter the dates of the first trip you would like the policy to cover. Click the Quote button, and quotes for the CHI Basic Frequent Traveller Policy and CHI Plan D Frequent Traveller Policy will be displayed under Cover Types.

Frequent Traveller Policy Benefits

CHI Top Plus Frequent Traveller Policy Single Family
Cancellation Fees and Lost Deposits* Unlimited Unlimited
Travel Services Provider Insolvency $10,000 $20,000
Overseas Emergency Medical Assistance/Evacuation* Unlimited Unlimited
Overseas Emergency Medical and Hospital Expenses Unlimited Unlimited
Additional Expenses* $50,000 $100,000
Hospital Cash Allowance* $5,000 $10,000
Accidental Death* $25,000 $50,000
Permanent Disability* $25,000 $50,000
Loss of Income* $10,400 $20,800
Travel Documents, Transaction Cards & Travellers Cheques $5,000 $10,000
Theft of Cash $250 $250
Luggage and Personal Effects* $8,000 $16,000
Luggage and Personal Effects Delay Expenses* $500 $1,000
Travel Delay Expenses* $2,000 $4,000
Alternative Transport Expenses $5,000 $10,000
Personal Liability $5 million $5 million
Rental Vehicle Excess/Return of Rental Vehicle $3,000 $3,000
*sub-limits apply    

Download the product disclosure statement

CHI Mid Frequent Traveller Policy Single Family
Cancellation Fees and Lost Deposits* $10,000 $20,000
Travel Services Provider Insolvency $10,000 $20,000
Overseas Emergency Medical Assistance/Evacuation* Unlimited Unlimited
Overseas Emergency Medical and Hospital Expenses Unlimited Unlimited
Additional Expenses* $50,000 $100,000
Hospital Cash Allowance* $5,000 $10,000
Accidental Death* $25,000 $50,000
Permanent Disability* $25,000 $50,000
Loss of Income* $10,400 $20,800
Travel Documents, Transaction Cards & Travellers Cheques $5,000 $10,000
Theft of Cash $250 $250
Luggage and Personal Effects* $8,000 $16,000
Luggage and Personal Effects Delay Expenses* $500 $1,000
Travel Delay Expenses* $2,000 $4,000
Alternative Transport Expenses $5,000 $10,000
Personal Liability $5 million $5 million
Rental Vehicle Excess/Return of Rental Vehicle $3,000 $3,000
*sub-limits apply    

Download the product disclosure statement

CHI Basic Frequent Traveller Policy Single Family
Cancellation Fees and Lost Deposits* $4,000 $8,000
Travel Services Provider Insolvency $4,000 $8,000
Overseas Emergency Medical Assistance/Evacuation* Unlimited Unlimited
Overseas Emergency Medical and Hospital Expenses Unlimited Unlimited
Additional Expenses* $5,000 $10,000
Hospital Cash Allowance* $3,000 $6,000
Accidental Death* $10,000 $20,000
Permanent Disability* $10,000 $20,000
Loss of Income* $5,200 $10,400
Travel Documents, Transaction Cards & Travellers Cheques $500 $1,000
Theft of Cash $250 $250
Luggage and Personal Effects* $3,000 $6,000
Luggage and Personal Effects Delay Expenses* $250 $500
Travel Delay Expenses* $1,000 $2,000
Alternative Transport Expenses $2,000 $4,000
Personal Liability $1 million $1 million
Rental Vehicle Excess/Return of Rental Vehicle $2,000 $2,000
*sub-limits apply    

Download the product disclosure statement