Non Residents Visiting Australia

Non resident visitors to Australia are able to arrange travel insurance for their trip through one of the two non resident policies available through CHI and North. Non resident travel insurance can be purchased by visitors to Australia who are under 81, and both non resident policies provide unlimited cover for emergency medical expenses while travelling (along with a range of other benefits).

  • Select from Mid and Basic cover
    Select from the CHI Mid Non-Resident Policy and the CHI Basic Non-Resident Policy with reduced levels of cover.
  • Travel to and within Australia
    Travel Insurance for non residents travelling to Australia for a holiday or to visit relatives. Provides cover while in Australia, and while travelling to Australia and back home.
  • Available to travellers aged under 81
    Available to non residents of Australia aged under 81 years on the date the Certificate of Insurance is issued.
  • Unlimited cover for emergency medical
    Mid and Basic policies include unlimited cover for medical and hospital expenses if you become sick or injured during the trip, and unlimited cover for medical evacuation to get you back to your home country.
  • Book before or after arrival in Australia
    Policies can be purchased either before or after arriving in Australia. When purchased after arriving in Australia, a 48 hour waiting period will apply to claims relating to any injury or sickness.
  • Must spend majority of the trip in Australia
    Non resident travel insurance is only available where the majority of the total trip will be spent in Australia. Policies will cover minor side trips to other countries (for example, a brief trip across the Tasman to New Zealand) provided that the majority of the trip is in Australia.
  • Remove the excess for just $35
    A standard policy excess of $150 applies. The excess can be reduced to nil by paying an additional $35, or the excess can be increased to $250 to reduce the overall premium.
  • Available online with a 25% discount
    Book online using the following link to receive an automatic 25% discount on the premium.

Visiting Australia

Cover can be purchased by non residents who are travelling to Australia for a holiday, to visit family and friends, or for business. Policies are not available if the period travelling overseas exceeds the period travelling within Australia. Helpful information on planning a trip to Australia can be found on the Australia.com website.

Non Resident Policy Benefits

CHI Mid Non-Resident Policy Single Family
Cancellation Fees and Lost Deposits* $10,000 $20,000
Overseas Emergency Medical Assistance/Evacuation* Unlimited Unlimited
Overseas Emergency Medical and Hospital Expenses Unlimited Unlimited
Additional Expenses* $50,000 $100,000
Hospital Cash Allowance* $5,000 $10,000
Accidental Death* $25,000 $50,000
Permanent Disability* $25,000 $50,000
Travel Documents, Transaction Cards & Travellers Cheques $5,000 $10,000
Luggage and Personal Effects* $8,000 $16,000
Luggage and Personal Effects Delay Expenses* $250 $500
Travel Delay Expenses* $2,000 $4,000
Alternative Transport Expenses $5,000 $10,000
Personal Liability $5 million $5 million
Rental Vehicle Excess/Return of Rental Vehicle $3,000 $3,000
*sub-limits apply    

Download the product disclosure statement

CHI Basic Non-Resident Policy Single Family
Cancellation Fees and Lost Deposits* $4,000 $8,000
Overseas Emergency Medical Assistance/Evacuation* Unlimited Unlimited
Overseas Emergency Medical and Hospital Expenses Unlimited Unlimited
Additional Expenses* $5,000 $10,000
Hospital Cash Allowance* $3,000 $6,000
Accidental Death* $10,000 $20,000
Permanent Disability* $10,000 $20,000
Travel Documents, Transaction Cards & Travellers Cheques $500 $1,000
Luggage and Personal Effects* $1,500 $3,000
Luggage and Personal Effects Delay Expenses* $250 $400
Travel Delay Expenses* $1,000 $2,000
Alternative Transport Expenses $2,000 $4,000
Personal Liability $1 million $1 million
Rental Vehicle Excess/Return of Rental Vehicle $2,000 $2,000
*sub-limits apply    

Download the product disclosure statement